Commercial Accounts

We understand that having flexible payment options and access to larger credit lines can help professional contractors grow their businesses. At Sunshine Ace, we have partnered with Capital One Financial to provide our customers with commercial credit accounts and related services.

With a Capital One credit account, our customers can win bigger jobs that may require longer pay cycles. You can access credit lines up to $1M along with flexible payment options. Blue Tarp specializes in our industry.  Talk to us about your needs.

Download an application for a Sunshine Commercial Account (only accepted at Sunshine® Ace Hardware locations).

Download an application for an Ace Hardware Credit Card (accepted at any Ace Hardware location).


Online Tools from Capital One

Along with the ability to purchase on credit, having a Capital One account with Sunshine Ace also gives you these powerful tools:

Online Account Access – You can quickly review balances and check available credit anytime. You can always add, delete, or update your authorized signers on your account.

Job Tracker – You can track what you’ve spent and what you owe on any project to better manage your cash flow. You can see exactly what you purchased on each transaction and can track purchases by SKU, PO, or purchaser. You can also create invoices with your logo and forward to your customers any receipts and invoices from your Blue Tarp account, making invoicing convenient for you.

Flexible Payment Options – Capital One offers several convenient ways to pay: online, by phone, or check. You can choose to pay by invoice, item, or job


Why did we partner with Capital One?

Just like you bring in an expert for a job, we brought in the credit experts, Capital One. Now we can focus on what matters most – you and your building needs.

How will this change my relationship with Sunshine Ace Hardware?

It won’t. You will continue to purchase from us like you normally do. We value your loyalty and appreciate our relationship, that’s why we brought Capital One on board.

What are the terms of the credit program?

Your Capital One account will function just the same as any other terms-based account. Balances are due, in full, by their due date, as indicated on your statement or invoice. We know that some jobs are slower paying than others and offer a grace period before any finance charges.

What if I need a credit line increase?

Just give Lisa Daley a call at Sunshine Ace (239) 261-3654 and we will work with you to meet your needs, or you can contact Blue Tarp directly at (888) 321-6698.

Can I pay with a credit card?

Blue Tarp is a financial institution and as a financial institution, they are not allowed to accept credit cards as payment for a terms-based credit account.

How do I make payments?

Conveniently pay online, by phone, or mail a check to Capital One. 

Capital One Financial, Inc.
Post Office Box 105525
Atlanta, GA 30348-5525

If you have any additional questions, call the Capital One customer service team at 1-888-321-6698 (Monday-Friday, 7am-8pm (ET)), (Saturday, 8am-5pm (ET)) or Lisa Daley at 239.261.3654 or email help@bluetarp.comIf you have any additional questions, call the Capital One customer service team at 1-888-321-6698 (Monday-Friday, 7am-8pm (ET)), (Saturday, 8am-5pm (ET)) or Lisa Daley at 239.261.3654 or email

Commercial Industrial Services

Be sure to take advantage of our Commercial Industrial Service we offer to our commercial customers. Pick up the phone and call us at 239-595-3961 (Collier County) or 239-285-3072 (Lee County) and let us prepare your products for pick up or find that specialty item from our worldwide distribution network.