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Commercial Accounts

We understand that having flexible payment options and access to larger credit lines can help professional contractors grow their businesses. At Sunshine Ace, we have teamed up with BlueTarp Financial to provide commercial credit accounts and related services to our customers.

With a BlueTarp credit account, our customers can win bigger jobs that may require longer pay cycles. Along with flexible payment options, you will have access to credit lines up to $1M. Blue Tarp specializes in our industry.  Talk to us about your needs.

Download an application for a Sunshine Commercial Account (only accepted at Sunshine® Ace Hardware locations).

Download an application for an Ace Hardware Credit Card (accepted at any Ace Hardware location).


Online Tools from BlueTarp

Along with the ability to purchase on credit, having a BlueTarp account with Sunshine Ace also gives you these powerful tools:

Online Account Access - You can quickly review balances and check available credit anytime, anywhere. You can always add, delete or update your authorized signers on your account.

Job Tracker - You can track what you’ve spent and what you owe on any project to better manage your cash flow. You can see exactly what you purchased on each transaction and can track purchases by SKU, PO or purchaser. You can also create invoices with your logo and forward to your customers any receipts and invoices from your Blue Tarp account, making invoicing convenient for you.

Flexible Payment Options - BlueTarp offers several convenient ways to pay: online, by phone or check. You can choose to pay by invoice, item or job



Why did we partner with BlueTarp?

Just like you bring in an expert for a job, we brought in the credit experts, BlueTarp. Now we can focus on what matters most – you and your building needs.

How will this change my relationship with Sunshine Ace Hardware?

It won’t. You will continue to purchase from us like you normally do. We value your loyalty and appreciate our relationship, that’s why we brought BlueTarp on board.

What are the terms of the credit program?

Your BlueTarp account will function just the same as any other terms-based account. Balances are due, in full, by their due date, as indicated on your statement or invoice. We know that some jobs are slower paying than others and offer a grace period before any finance charges.

What if I need a credit line increase?

Just give Lisa Daley a call at Sunshine Ace (239) 261-3654 and we will work with you to meet your needs, or you can contact Blue Tarp directly  at (888) 321-6698.

Can I pay with a credit card?

Blue Tarp is a financial institution and as a financial institution they are not allowed to accept credit cards as payment for a terms-based credit account.

How do I make payments?

Conveniently pay online, by phone, or mail a check to BlueTarp.


BlueTarp Financial, Inc.

Post Office Box 105525

Atlanta, GA 30348-5525


If you have any additional questions, call the BlueTarp customer service team at 1-888-321-6698 (Monday-Friday, 7am-8pm (ET)), (Saturday, 8am-5pm (ET)) or Lisa Daley at 239.261.3654 or email help@bluetarp.comIf you have any additional questions, call the BlueTarp customer service team at 1-888-321-6698 (Monday-Friday, 7am-8pm (ET)), (Saturday, 8am-5pm (ET)) or Lisa Daley at 239.261.3654 or email


Commercial Industrial Services

Be sure to take advantage of our Commercial Industrial Service we offer to our commercial customers. Pick up the phone and call us at 239-595-3961 (Collier County) or 239-285-3072 (Lee County) and let us prepare your products for pick up or find that specialty item from our world wide distribution network.


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Commercial Credit Via Blue Tarp

Access your BlueTarp account